Student loan history

Student loan history

QUESTION 1

  1. What information is available in NSLDS? (Check all that apply)Your entire student loan historyLoan amount totalsYour Loan typesYour assigned federal loan servicers

8.37000 points   

QUESTION 2

  1. What is the longest period of time that a forbearance may be placed on your account at one time?As many months as you want6-months12 months4-months

8.33000 points   

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QUESTION 3

  1. You can change your student loan repayment plan at any time once in repayment. True
    False

8.33000 points   

QUESTION 4

  1. “During forbearance, interest will still accrue on your loans? ” True
    False

8.33000 points   

QUESTION 5

  1. With REPAYE (Revised pay as you earn) what is the main factor used in determining your monthly payment amount?Your incomeYour monthly billsType of job you haveHow many classes you took at school

8.33000 points   

QUESTION 6

  1. You can still use deferment or forbearance options after your loans are in default. True
    False

8.33000 points   

QUESTION 7

  1. Delinquency occurs at how many days past due on your loan repayment?30 Days90 days1 Day120 days

8.33000 points   

QUESTION 8

  1. How much total Deferment time are you allowed over the life of your loan?12 months36 months24 months6 months

8.33000 points   

QUESTION 9

  1. What is the name of the website that you complete your entrance and exit counseling on?Studentloans.govNSLDS.ed.govStudentaid.govFafsa.ed.gov

8.33000 points   

QUESTION 10

  1. How many days do you have to resolve your delinquency before your loan officially Defaults?270 days200 days360 days100 days

8.33000 points   

QUESTION 11

  1. How long typically is a grace period for federal student loans taken out in your name?12-months3-months6-monthsThere is no grace period for school loans

8.33000 points   

QUESTION 12

  1. ” If you default on your student loans, the IRS may take your tax return to help repay them.” True
    False

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